Part 1: The foundation

What Is an ETF? A Simple Beginner’s Guide (2025)

What Is an ETF? A Simple Beginner’s Guide (2025) Credibility stripAuthor: Investi-Buddy (Fellow Learner) — sharing real steps and checklists.Reviewed by: J.D. Rothfeld, CFA — ETF market microstructure & due diligence.Last updated: October 11, 2025 (Asia/Seoul) Speakable TL;DR (≈60 words).People often think “ETFs are tax-free” or “the lowest fee is always best.” Not quite. An […]

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Your Employer’s 401(k): How to Set Up a 401k at Work (2025 Rules You Can Actually Use)

Your Employer’s 401(k): A Step-by-Step Guide (2025 Rules You Can Actually Use) Last updated: October 9, 2025 (Asia/Seoul)Reviewer note: A qualified plan professional periodically reviews this guide for regulatory accuracy. See the Update Log for what changed and why. I’ll explain how to set up a 401k at work in five quick steps, from enrollment

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Roth IRA vs Traditional IRA (2025): Exact Limits, MAGI Cutoffs & How to Choose in 60 Seconds

Roth IRA vs Traditional IRA (2025): Exact Limits, MAGI Cutoffs & How to Choose in 60 Seconds Last Updated: October 4, 2025 (Asia/Seoul) Persona Selection Module Schema-First Plan (Schema.org) Research Methodology & Depth Stage 1 — Broad Gathering (Tiered). I pulled 10+ sources before writing: Tier 1 (IRS, SEC, FINRA), Tier 2 (top outlets/industry explainers),

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Roth vs. Traditional IRA (2025): Which Is Best for You?

A Definitive Analysis of Roth vs. Traditional IRAs (2025): The Strategic Guide for the Sophisticated Investor Last Updated: September 21, 2025Author: J.D. Rothfeld, CFA — Senior Wealth Strategist (The Wharton School)Expertise: Retirement Planning, IRA Regulations, Tax Law, Estate Planning, Investment Strategy Executive Summary — What is the fastest, most defensible way to choose? Deciding between

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Your Brain Is Hardwired to Lose Money. This Simple Plan Rewires It.

How to Create an Investment Plan: The Life-Changing Guide to an IPS Last reviewed: Aug 2025 · Independence: No affiliate links, no payment from either broker · For education, not advice My Promise (The Investibuddy ) I’m not an expert. I’m a fellow beginner who tests with small amounts, practices risky features in a simulator first, and double-checks details in official docs. I

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The #1 Enemy Sabotaging Your Wealth (It’s Not What You Think)

The 7 Hidden Mind Traps Secretly Sabotaging Your Portfolio Last reviewed: Aug 2025 · Independence: No affiliate links, no payment from either broker · For education, not advice Introduction: My First (and Most Expensive) Investing Mistake When I was young, I used to do investing without any prior knowledge, ignoring any investor psychology that had effects on me. And

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