year,starting_balance,monthly_contribution,nominal_apr,years,inflation_a,inflation_b,nominal_future_value,real_a,real_b,gap,real_a_rounded_usd,real_b_rounded_usd,gap_rounded_usd
0,500000,3000,0.07,0,0.02,0.024,500000.0,500000.0,500000.0,0.0,500000,500000,0
1,500000,3000,0.07,1,0.02,0.024,573322.7962970393,562081.1728402346,559885.5432588274,2195.629581407178,562081,559886,2196
2,500000,3000,0.07,2,0.02,0.024,651946.1034669969,626630.2417022269,621744.2545576066,4885.987144620274,626630,621744,4886
3,500000,3000,0.07,3,0.02,0.024,736253.0958694556,693787.7361171943,685689.128813758,8098.6073034362635,693788,685689,8099
4,500000,3000,0.07,4,0.02,0.024,826654.647569434,763701.1150605817,751838.0221603673,11863.092900214368,763701,751838,11863
5,500000,3000,0.07,5,0.02,0.024,923591.334751333,836525.1275762178,820313.8921481682,16211.235428049578,836525,820314,16211
6,500000,3000,0.07,6,0.02,0.024,1027535.5828875469,912422.1917821495,891245.0490182699,21177.142763879616,912422,891245,21177
7,500000,3000,0.07,7,0.02,0.024,1138993.9691260685,991562.7932025607,964765.4185737272,26797.374628833495,991563,964765,26797
8,500000,3000,0.07,8,0.02,0.024,1258509.6911178785,1074125.9034185507,1041014.8172028083,33111.0862157424,1074126,1041015,33111
9,500000,3000,0.07,9,0.02,0.024,1386665.2143160678,1160299.420081408,1120139.239632754,40160.18044865411,1160299,1120139,40160
10,500000,3000,0.07,10,0.02,0.024,1524085.1106484276,1250280.6293854753,1202291.1600199842,47989.469365491066,1250281,1202291,47989
11,500000,3000,0.07,11,0.02,0.024,1671439.1023979092,1344276.692153902,1287629.8470111424,56646.845142759616,1344277,1287630,56647
12,500000,3000,0.07,12,0.02,0.024,1829445.3261254497,1442505.1547496747,1376321.69343917,66183.4613105047,1442505,1376322,66183
13,500000,3000,0.07,13,0.02,0.024,1998873.8325420427,1545194.4860864223,1468540.561349791,76653.92473663134,1545194,1468541,76654
14,500000,3000,0.07,14,0.02,0.024,2180550.339386843,1652584.6420788064,1564468.1430864593,88116.49899234716,1652585,1564468,88116
15,500000,3000,0.07,15,0.02,0.024,2375360.255601132,1764927.6589409343,1664294.339196035,100633.3197448994,1764928,1664294,100633
16,500000,3000,0.07,16,0.02,0.024,2584252.996410148,1882488.2768134384,1768217.6539532943,114270.62286014413,1882488,1768218,114271
17,500000,3000,0.07,17,0.02,0.024,2808246.6103425296,2005544.59527569,1876445.609339885,129098.98593580513,2005545,1876446,129099
18,500000,3000,0.07,18,0.02,0.024,3048432.7407373628,2134388.762379413,1989195.1783526496,145193.58402676345,2134389,1989195,145194
19,500000,3000,0.07,19,0.02,0.024,3305981.945918985,2269327.698923795,2106693.238557383,162634.46036641207,2269328,2106693,162634
20,500000,3000,0.07,20,0.02,0.024,3582149.403967646,2410683.85978034,2229177.0468471833,181506.81293315673,2410684,2229177,181507
21,500000,3000,0.07,21,0.02,0.024,3878281.029888506,2558796.03416839,2356894.736409688,201901.2977587022,2558796,2356895,201901
22,500000,3000,0.07,22,0.02,0.024,4195820.034991274,2714020.1868796363,2490105.8369547417,223914.34992489452,2714020,2490106,223914
23,500000,3000,0.07,23,0.02,0.024,4536313.96044793,2876730.342552388,2629081.819303542,247648.52324884618,2876730,2629082,247649
24,500000,3000,0.07,24,0.02,0.024,4901422.219306903,3047319.515204001,2774106.6654921183,273212.8497118829,3047320,2774107,273213
25,500000,3000,0.07,25,0.02,0.024,5292924.183720073,3226200.685343076,2925477.4655963005,300723.21974677546,3226201,2925477,300723